Traffic Tickets
Tickets issued under the Highway Traffic Act, Insurance Act or Criminal Code appear on your driver's abstract and can affect your insurance rate. Car insurance rates between auto insurance companies can vary by hundreds, even thousands of dollars. The easiest way to find which insurance companies offer the lowest prices is to do an online rate search.
Tickets are divided into 3 classifications: minor, major and serious convictions, which include criminal acts. All ticket classifications, regardless of demerit points, can affect your insurance rate.
Parking tickets do not affect your driver’s licence, insurance record or appear on your driver’s abstract. The only consequence of not paying a parking ticket means that your license plate will not be renewed. You must still renew your license plate every year with the MTO, at no cost. However, you will no longer receive a sticker to affix to the plate.
Minor Tickets
- Crowding Driver’s Seat
- Defective Brakes
- Driver's Licence Violations
- Failing To Share The Road
- Failing To Signal
- Failure To Use Seatbelts
- Failing To Yield
- Failing To Yield To A Pedestrian
- Failure To Surrender Your Licence
- Failure To Produce Evidence Of Insurance
- Failure To Produce Or Carry Insurance Card
- Following Too Closely
- Headlight Offences
- Improper Driving In A Bus Lane
- Improper Lane Change
- Improper Opening Of Door
- Improper Passing
- Improper Towing
- Improper Turn
- Improper Use Of Divided Highway
- Insecure Load
- Obstructing Traffic
- Overloading
- Use Of Radar Warning Device
- Improper Railway Crossing
- Speeding
- Stop Sign Infraction
- Traffic Light Infraction
- Trailer Passenger
- Unnecessary Noise
- Unnecessary Slow Driving
- Unsafe Move
- Unsafe Or Prohibited Turn
- Unsafe Vehicle
- View Obstructed
- Wrong Way On One-Way
- Obstruction Of View
- Obstruction Of Licence Plate
- Driving without an up to date Inspection Sticker
Major Tickets
- Speeding 50 km/hr over posted speed limit (or set limit in your province)
- Failing To Report An Accident
- Failure To Report Damage To Highway Property
- All Insurance Offenses
- False Statement Of Insurance
- Drive Motor Vehicle While Under Suspension
- Driving With No Insurance
- Produce False Evidence
- Driving In Contravention Of Conditions
- Drive Handheld Communication Device
- School Bus – Improper Passing & Fail To Stop
- Speeding in a construction zone is double the fines and points
Serious & Criminal Tickets
- Driving Impaired, Blood Alcohol Over .08 (or set limit in your province)
- Careless Driving; Undue Care Or Attention
- Criminal Negligence
- Dangerous Driving
- Driving While Under Suspension
- Failing To Obey Police
- Failing To Remain At An Accident Scene
- Vehicular Manslaughter
- Racing
- Refuse Breathalyzer
- Stunt Driving / Race
- All Serious Convictions; Can Be Unspecified
Now offering representation across the Province of Ontario.
Whether the ticket you’ve received is a minor infraction, or a serious charge, call us before you act. We make your wrongs go right! No obligation, free consultations. Call us today at 705.294.2800 or request a consultation below.
Demerit Points
Most infractions come with demerit points. The more serious the infraction is, the more demerit points it will cost you. If you reach between 7-9 demerit points, your licence may be suspended temporarily. You could also receive a warning letter indicating your driver’s licence may be suspended if you accumulate any more points. A contributing factor as to how long your licence will be suspended for or whether it will be cancelled, will depend on the class of licence you have.
If you have a G1 or G2 class driver’s licence and are convicted of a 4 demerit point offence or higher, you will receive an automatic minimum 30-day suspension.
By themselves, demerit points do not affect your insurance premium. Tickets can increase your premiums regardless of how many demerit points they earn you. However, a consequence of gaining demerit points is getting your licence suspended and this will cause your premiums on your car insurance to increase significantly. So, overall, the type of infraction you commit does end up having an effect on your car insurance policy.
| Speed | Points |
|---|---|
| 0 - 15 km/h | 0 |
| 16 - 29 km/h | 3 |
| 30 - 49 km/h | 4 |
| 50+ km/h | 6 |
Have you been convicted of no fault of your own? Reopening a Traffic Ticket Conviction could be your answer.
Did you miss your court date and were convicted of the offence in your absence? If you have been convicted of an offence because you did not attend the court date for good reason, the court office made an error, or you simply did not receive your Notice of Trial date, then an application to the court can be made to reopen your matter. This procedure can correct the mistake in order to remove the conviction from your driving record, pending the hearing of a new court date. However, this process must be done within fifteen days (15) of you becoming aware of the conviction.
Appeals
Another process to rectify a wrongful conviction would be an Appeal. Appeals are very difficult to prepare and argue, and require special procedures to make them valid and perfected. There are many reasons that would justify filing an appeal application such as, but not limited to, improper representation, the Justice of the Peace made an error with the facts or law at trial, you were convicted in your absence of no fault of your own, and an improper or unjust sentence. An ill prepared appeal can keep you from getting the justice you deserve.
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